Turn your invoices into working capital
Get up to 90% of your invoice value within 24 hours. No collateral required. Transparent pricing with no hidden fees.
Pricing
Calculate Your Funding
See how much working capital you could unlock from your outstanding invoices.
What we offer
Assign your receivables to Fidelity Bank and benefit from:
- Financing 80-90% of invoices upfront
- Professional receivables administration
- Outsourced collection services
- Credit insurance protection
Documents Required
- Company profile & registration
- Last 2 audited financial statements
- Sample invoices to buyers
- Receivables aging analysis
- Assignment of receivables
Factoring Cost Simulator
See what you could receive for your invoice
Calculation Results
You Receive (Net Payable)
GH₵8,414,213.70
Receive this amount within 24 hours of invoice approval
This is a simulation based on indicative rates. Actual rates may vary based on your facility agreement, buyer creditworthiness, and invoice details. Contact us for a personalized quote.
Process
From application to funding in 4 steps
Our streamlined process gets you funded in as little as 24 hours.
Apply Online
Complete our application in under 10 minutes with basic business details.
Submit Documents
Upload your invoices and supporting documents through our secure portal.
Get Approved
Receive a decision within 24 hours of submitting your complete application.
Receive Funds
Up to 90% of your invoice value deposited directly to your bank account.
Testimonials
Trusted by businesses across Ghana
“Fidelity's factoring platform transformed our cash flow. We now get paid within 24 hours instead of waiting 60-90 days for our buyers to settle.”
“The platform is straightforward and the rates are competitive. Our business has grown 40% since we started using the facility last year.”
“Excellent service and transparent pricing. The real-time notifications keep us informed at every stage. Highly recommend for any SME.”
Ready to improve your cash flow?
Join hundreds of Ghanaian businesses that have unlocked working capital with Fidelity Bank.
Get in Touch
Have questions? Our team is here to help.
Call Us
0800 344 354
Email Us
factoring@fidelitybank.com.gh
Visit Us
Ridge Tower, Accra